MARYLAND RATES

LOAN TYPE

RATE 1APR 1POINTS 1LTV 1MINIMUM LOAN AMOUNT2

EFFECTIVE DATE:  (12/06/2018)

     
30 Year Fixed   
 4.375%
  4.41% 
 None
75%
 $100,000
20 Year Fixed     
 4.250%
 4.429
 None
 75%
 $100,000
15 Year Fixed
3.875%
 3.91%
 None
 80%
 $100,000
10 Year Fixed
 3.750%
 3.79%
 None
 80%
 $100,000
30 Year Fixed (Investment Property)
4.990%
 5.03%
 None
 75%
 $200,000
30 Year Super Conforming/ Jumbo Conforming ($484,351 to $726,525)

 4.500%
 4.54%
 None
 75%
  $484,351 
15 Year Super Conforming/Jumbo Conforming ($484,351 to $726,525)
4.000%
4.04%
 None
 80%
 $484,351
5 Year Fixed - 5/1 ARM
 3.875%
 3.91%
 None
 75%
 $175,000 
7 Year Fixed - 7/1 ARM
 4.000%
 4.04%
 None
 75%
 $175,000
30 Year Jumbo Fixed Rate
 4.500%
 4.54%
 None
 80%
$726,526
30 Year Fixed - VA (Veterans or Current Military) 
 4.250%
4.29%
 None
 100%
 $100,000
30 Year Fixed - FHA
4.250%
 4.29%
 None
96.5%
 $100,000
       
LOAN LIMITS HAVE CHANGED  
 
    
CONFORMING LOAN LIMIT-  $484,350    
HIGH BALANCE LOAN LIMIT(ALL COUNTIES)-  $726,525    
       

 

1 RATE VS APR

Remember that APR is NOT used to calculate your interest or payment.  To evaluate loan scenarios, compare the interest rates and fees shown on your Loan Estimates. 

2 Minimum Loan Amount - we handle lower loan amounts but the rate may be higher.