MARYLAND RATES

LOAN TYPE

RATE 1APR 1POINTS 1LTV 1MINIMUM LOAN AMOUNT2

EFFECTIVE DATE:  02/14/2020

     
30 Year Fixed   
3.250%
  3.29% 
 None
80%
 $250,000
20 Year Fixed     
 3.125%
 3.16%
 None
 75%
 $250,000
15 Year Fixed
2.750%
 2.79%
 None
 80%
 $200,000
10 Year Fixed
 
2.750%
2.79%
 None
 80%
 $200,000
30 Year Fixed (Investment Property)
3.625%
 3.66%
 None
 75%
 $200,000
30 Year Super Conforming/ Jumbo Conforming ($484,351 to $726,525)

 
3.250%
 3.29%
 None
 75%
  $510,401 
15 Year Super Conforming/Jumbo Conforming ($484,351 to $726,525)
3.000%
3.04%
 None
 80%
 $510,401
5 Year Fixed - 5/1 ARM
3.125%
 3.16%
 None
 75%
 $200,000 
7 Year Fixed - 7/1 ARM
 3.125%
 3.16%
 None
 75%
 $200,000
30 Year Jumbo Fixed Rate
 3.625%
 3.66%
 None
 80%
$765,601
30 Year Fixed - VA (Veterans or Current Military) 
 2.750%
2.79%
 None
 100%
 $200,000
30 Year Fixed - FHA
2.750%
 2.79%
 None
96.5%
 $200,000
       
LOAN LIMITS HAVE CHANGED  
 
    
CONFORMING LOAN LIMIT-  $510,400    
HIGH BALANCE LOAN LIMIT(ALL COUNTIES)-  $765,600    
       

 

1 RATE VS APR

Remember that APR is NOT used to calculate your interest or payment.  To evaluate loan scenarios, compare the interest rates and fees shown on your Loan Estimates & Fees Worksheets. 

2 Minimum Loan Amount - we handle lower loan amounts but the rate may be higher.