MARYLAND RATES

LOAN TYPE

RATE 1APR 1POINTS 1LTV 1MINIMUM LOAN AMOUNT2

EFFECTIVE DATE:  (9/27/2018)

     
30 Year Fixed   
 4.375%
  4.41% 
 None
75%
 $200,000
20 Year Fixed     
 4.250%
 4.29%
 None
 75%
 $175,000
15 Year Fixed
3.875%
 3.91%
 None
 80%
 $175,000
10 Year Fixed
 3.750%
 3.79%
 None
 80%
 $200,000
30 Year Fixed (Investment Property)
5.000%
 5.04%
 None
 75%
 $200,000
30 Year Super Conforming/ Jumbo Conforming ($453,101 to $679,650)

 4.500%
 4.54%
 None
 75%
  $453,101 
15 Year Super Conforming/Jumbo Conforming ($453,101 to $679,650)
4.000% 
4.04%
 None
 75%
 $453,101
5 Year Fixed - 5/1 AR 
 3.750%
 3.79%
 None
 75%
 $175,000 
7 Year Fixed - 7/1 ARM
 4.000%
 4.04%
 None
 75%
 $175,000
30 Year Jumbo Fixed Rate
 4.625%
 4.66%
 None
 75%
$679,651
30 Year Fixed - VA (Veterans or Current Military) 
 4.125%
4.16%
 None
 100%
 $175,000
30 Year Fixed - FHA
4.000%
 4.04%
 None
96.5%
 $175,000
       
LOAN LIMITS HAVE CHANGED  
 
    
CONFORMING LOAN LIMIT-  $453,100    
HIGH BALANCE LOAN LIMIT(ALL COUNTIES)-  $679,650    
       

 

1 RATE VS APR

Remember that APR is NOT used to calculate your interest or payment.  To evaluate loan scenarios, compare the interest rates and fees shown on your Loan Estimates. 

2 Minimum Loan Amount - we handle lower loan amounts but the rate may be higher.