MARYLAND RATES

LOAN TYPE

RATE 1APR 1POINTS 1LTV 1MINIMUM LOAN AMOUNT2

EFFECTIVE DATE:  (2/09/2018)

     
30 Year Fixed   (minimum credit score - 700+)  
 4.000%
  4.04% 
 None
75%
 $200,000
20 Year Fixed     
 3.750%
 3.79%
 None
 75%
 $175,000
15 Year Fixed
3.375%
 3.41%
 None
 80%
 $175,000
10 Year Fixed
 3.250%
 3.29%
 None
 80%
 $200,000
30 Year Fixed (Investment Property)
4.625%
 4.66%
 None
 75%
 $200,000
30 Year Super Conforming/ Jumbo Conforming
 4.125%
 4.16%
 None
 75%
  $453,100 
15 Year Super Conforming/Jumbo Conforming
3.750 
3.79%
 None
 75%
 $453,100
5 Year Fixed - 5/1 ARM 
 3.500%
 3.54%
 None
 75%
 $175,000 
7 Year Fixed - 7/1 ARM
 3.625%
 3.66%
 None
 75%
 $175,000
30 Year Jumbo fixed rate
 4.250%
 4.29%
 None
 75%
$679,651
30 Year Fixed - VA (Veterans or Current Military) 
 4.125%
 4.16%
 None
 100%
 $175,000
30 Year Fixed - FHA
4.125%
 4.16%
 None
96.5%
 $175,000
       
LOAN LIMITS HAVE CHANGED  
 
    
CONFORMING LOAN LIMIT-  $453,100    
HIGH BALANCE LOAN LIMIT-  $679,650    
(LIMITS VARY BY COUNTY)       

 

1 RATE VS APR

Remember that APR is NOT used to calculate your interest or payment.  To evaluate loan scenarios, compare the interest rates and fees shown on your Loan Estimates. 

2 Minimum Loan Amount - we handle lower loan amounts but the rate may be higher.